Introduction
At Duneland Financial, we are dedicated to safeguarding your privacy and ensuring the security of your personal information. As a loan broker facilitating debt placement with banks and investors, we handle sensitive data with the utmost care. This Privacy Policy explains how we collect, use, store, and share your information, as well as your rights regarding that data. Our practices comply with all applicable industry standards and regulations.
What Data We Collect
To provide our loan brokering services, we collect sensitive information, including but not limited to:
- Personal Identification Details: Name, address, contact information, Social Security number
- Financial Information: Income details, credit history, financial statements
- Other Relevant Data: Information necessary for packaging loans and facilitating debt placement
How We Collect Your Data
We gather your information through secure methods:
- Secure File Upload: Submit documents directly via our website’s secure file upload feature, designed to protect your data during transmission.
- Email: You may send information to us via email, secured by Google’s encryption in transit. If you use a trusted company email system, this is an acceptable method. However, we strongly advise against using personal email providers (e.g., Gmail, Yahoo, Hotmail) due to potential security vulnerabilities. Please ensure your email system is secure if you opt for this method.
Disclaimer on Transmission Risks: While we employ secure methods to protect your information, no internet transmission is entirely risk-free. We take every measure to minimize risks but cannot guarantee absolute security during data transfer.
How We Store Your Data
Your data is securely stored within Google’s infrastructure under our Google Enterprise license. This platform offers advanced security features, including encryption at rest and in transit, to protect your information from unauthorized access.
How We Share Your Data
We share your information only with trusted parties essential to our services, such as:
- Lenders, banks, and investors involved in your loan placement
- Third-party affiliates supporting our operations
These parties are bound by strict conditions:
- They have read-only access to your files.
- Access is granted via secure email domains.
- They maintain robust, enterprise-level security measures comparable to ours.
We do not sell, rent, or disclose your personal information to third parties for marketing purposes. Any sharing is solely to facilitate your loan brokering needs and is governed by confidentiality agreements where applicable.
Data Access and Security Measures
We manage and share your information securely by creating data rooms in Google Drive, which are:
- Protected with access controls
- Accessible only through private email invitations sent to authorized lenders and affiliates
This ensures that only verified, secure parties can view your data, preserving confidentiality throughout the process.
Data Retention and Deletion
- Retention: We retain your information only as long as necessary to provide our services or as required by law.
- Deletion: You may request deletion of your data at any time by contacting us. Additionally, if you become unresponsive (“go dark”), we will automatically delete your files after 6 months.
Your Rights
You have the following rights regarding your personal information:
- Access: Request to view the data we hold about you.
- Correction: Ask us to correct inaccurate information.
- Deletion: Request that we delete your data.
- Objection: Object to how we process your information.
To exercise these rights, contact us at [insert contact information]. We will respond within 30 days.
Compliance with Laws and Regulations
Duneland Financial adheres to all applicable laws and industry standards governing data protection and privacy, ensuring our practices meet financial sector requirements for safeguarding sensitive information.
Agreement to Terms
By submitting your information through our website or using our services, you acknowledge that you have read, understood, and agree to this Privacy Policy.
Changes to This Privacy Policy
We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. Updates will be posted here, with the “Last Updated” date revised accordingly. We encourage you to review this policy regularly.
Cookies and Website Tracking
Our website may use cookies, small text files stored on your device, to enhance functionality and analyze usage. You can manage cookie preferences through your browser settings.
Breach Notification
In the unlikely event of a data breach, we will promptly notify affected clients as required by law, ensuring transparency and swift action to address the issue.
Contact Us
For questions or concerns about this Privacy Policy or our data practices, please contact us at:
- Email: inquire@dunelandfinancial.com