Privacy Policy & Terms of Use
Duneland Financial LLC (“Duneland,” “we,” “our,” or “us”) values your trust and privacy. This document explains how we collect, use, and protect your information, and also sets out the terms that govern your use of our website and services. By using our website or engaging with our services, you agree to this Privacy Policy & Terms of Use. If you do not agree, please discontinue use immediately.
Scope of Application
This Privacy Policy & Terms of Use applies not only to your use of our website, but also to all other interactions and communications with Duneland, whether by email, phone, video chat, in-person discussions, or any other medium. By engaging with Duneland in any form, you acknowledge and agree that such interactions are subject to this Policy, including all disclaimers, limitations of liability, and indemnification provisions contained herein.
Our Role as an Intermediary
Duneland acts strictly as an intermediary between prospective clients and independent third-party debt intermediaries, advisors, and lenders. We do not originate, underwrite, or approve loans, and we do not guarantee funding of any kind. All financing decisions are made solely by third-party providers according to their independent underwriting standards.
Any descriptions of loan programs, products, or structures provided by Duneland are relayed as described to us by third parties. We do not verify or warrant the accuracy, completeness, or timeliness of such information, and you should conduct your own due diligence and consult with independent advisors before relying on any details provided.
No Guarantees, Warranties, or Reliance
All information offered through our site, communications, or services is for informational purposes only. It does not constitute financial, legal, investment, tax, or accounting advice.
Duneland makes no representations or warranties of any kind, express or implied, including but not limited to:
- merchantability,
- fitness for a particular purpose,
- accuracy or completeness,
- non-infringement,
- or freedom from errors, omissions, viruses, or service interruptions.
You assume full responsibility for any decisions you make based on information provided through Duneland.
Limitation of Liability
To the fullest extent permitted by law, Duneland, including its owners, officers, employees, contractors, and affiliates, shall not be liable for any damages or losses of any kind arising out of or in connection with your use of our services or reliance on information provided. This includes, but is not limited to, direct, indirect, incidental, special, consequential, or punitive damages, lost profits, business interruption, or reliance damages.
If liability is ever established despite these disclaimers, Duneland’s total cumulative liability shall not exceed the lesser of (a) the net amount of fees actually retained by Duneland for its own services in the twelve (12) months preceding the claim, or (b) one thousand dollars ($1,000). For clarity, any amounts collected by Duneland and subsequently remitted to third-party lenders, intermediaries, capital groups, or service providers are expressly excluded from this calculation and shall not be deemed “retained” by Duneland.
Indemnification
By using our website or services, you agree to indemnify, defend, and hold harmless Duneland, its owners, officers, employees, agents, affiliates, successors, and assigns from any claims, liabilities, damages, costs, or expenses (including attorneys’ fees) that arise from:
- your use of our services,
- your reliance on information provided by Duneland,
- your dealings with third-party providers, or
- your violation of this Privacy Policy & Terms of Use.
For clarity, you agree that any claims or disputes regarding funds remitted by Duneland to third-party lenders, intermediaries, capital groups, or service providers must be pursued directly against those parties and not against Duneland.
Information We Collect
We may collect the following types of information:
- Personal identifiers, such as your name, address, email, phone number, and Social Security number.
- Financial and business details you provide, such as income, credit history, bank statements, and business documentation.
- Technical data, such as IP address, browser type, device identifiers, and site usage through cookies or similar technologies.
How We Use Information
We use information you provide in order to fulfill our role as an intermediary. This includes:
- facilitating introductions to third-party providers,
- communicating with you about our services,
- complying with legal and regulatory requirements.
We do not sell or rent your personal information for marketing purposes.
Sharing of Information
We may share your information with third-party providers and vendors under confidentiality obligations in connection with financing opportunities. Information may also be shared if required by law, regulation, or valid legal process.
Data Security & Retention
We use commercially reasonable safeguards, including encryption where appropriate, to protect your data. However, no system can be guaranteed 100% secure.
We retain information only as long as necessary to provide our services or as required by law. If you become inactive or unresponsive, your data will be automatically deleted after six (6) months, subject to any applicable legal retention requirements.
Your Rights
You may request access to, correction of, or deletion of your personal data. You may also request restrictions on processing or object to certain uses, as permitted by law. We will respond to such requests within thirty (30) days.
User Responsibilities
You are responsible for ensuring that any information you provide to Duneland is accurate, complete, and truthful. You acknowledge that Duneland does not verify the information received from third parties and that you must rely on your own independent judgment and professional advisors when making financial decisions.
Intellectual Property
All content on Duneland’s website, including text, graphics, logos, and software, is the property of Duneland or its licensors and is protected by intellectual property laws. You may not copy, reproduce, or distribute any content without prior written consent.
Governing Law & Dispute Resolution
This Privacy Policy & Terms of Use is governed by the laws of the State of Indiana, without regard to conflict-of-law principles. Any disputes must be resolved exclusively in the state or federal courts located in Indiana. By using our services, you waive the right to participate in any class or representative action against Duneland.
Changes to This Policy
We reserve the right to modify or update this Privacy Policy & Terms of Use at any time, at our sole discretion. It is your responsibility to review this Policy periodically to stay informed of updates. Your continued use of our website or engagement with Duneland by any means after changes are posted constitutes your acceptance of the updated Policy.
Contact
For questions, requests, or concerns, please contact:
Duneland Financial LLC
Email: inquire@dunelandfinancial.com
Website: www.dunelandfinancial.com