We work with M&A advisors and business brokers to pressure-test buyer capacity and deal structure earlier — before financing becomes the reason a transaction falls apart. That means understanding what the business can support, how much cash the buyer needs and whether the proposed structure is likely to survive lender underwriting.
76–89%
of the purchase price was paid in cash at close in Q4 2025 — senior debt plus buyer equity. Most of a seller’s proceeds depend on the buyer’s financing.
Source: IBBA and M&A Source, Market Pulse Q4 2025, a survey of 350 business brokers and M&A advisors, published February 24, 2026.
What a financing review answers
A buyer can have strong credit, plenty of capital and even a lender relationship and still propose a structure that will not get approved. We look at the actual deal.
The earlier the financing gets pressure-tested, the easier it is to fix problems.
The same survey reports that seller financing remains a common tool to bridge valuation gaps. We model the note a senior lender will accept alongside it, so a bridge proposed at the LOI survives underwriting.
We handle the financing side while working alongside the broker, advisor, attorney, accountant and other professionals already involved.
How it works
Basic financials, proposed structure and buyer profile, anonymized if you prefer.
What the business supports, what the buyer can bring and which routes fit, following the same process we run for every deal.
If the deal makes sense, we work directly with the buyer while keeping the advisor involved.
The full range of financing solutions is available to your buyers, from SBA and conventional debt to private credit and structured capital.
Three free calculators an advisor can use before a call: SBA eligibility, the full capital stack, and debt service coverage.
Tell us about your practice and a current deal. We reply with the next step.
Discuss an advisor partnershipWhether you have a signed LOI, are preparing an offer or are still evaluating the opportunity, send us the basic numbers and where you are in the process. We’ll look at the business, buyer and proposed structure and determine what the financing path may look like.
