Acquisition financing tools and resources

• Prepare an acquisition financing reviewThe buyer, the business and the proposed structure: what to bring and what a preliminary review can establish.
• Buying an eCommerce businessEarnings, inventory and working capital, with a worked purchase budget and a company-reported financing case.
• Explore acquisition financing casesReported financing outcomes and the constraints they addressed, with preparation questions for your own transaction.

How to read our sources and methodology →

Acquisition finance glossary: terms explained in plain English →

• Personal Financial Statement templateCurrent official SBA Form 413 PDF and a Duneland Excel preparation workbook. Separate net worth, liquidity and funds available for the acquisition.
• Business Debt Schedule templateFillable PDF and Excel workbook. List current debts, normalize payment frequencies and separate existing obligations from proposed closing treatment.

The full acquisition document checklist →

• The broker resource hubA curated path through buyer sourcing, financial readiness and deal structure.
• How to find business buyersChoose sourcing channels around the acquisition mandate.
• Buyer acquisition criteriaExplore anonymous profiles and bring a relevant opportunity to Duneland.

• Valuation and SDE calculatorWhat are the earnings, and what is the business worth on them?
• Seller financing calculatorWhat does a seller note actually cost, and what is owed at maturity?
• Capital stack calculatorHow does the whole purchase get funded?
• Acquisition loan calculatorWhat is the payment, and what does the schedule look like?
• DSCR calculatorCan the target’s cash flow cover the debt?
• SBA eligibility calculatorDoes this deal fit the SBA program, or does it need another route?

How the calculators fit together →

• Acquisition Financing Readiness: What Buyers Should PreparePrepare your acquisition financing profile with a practical checklist covering liquidity, experience, target financials, deal structure, and next steps.
• How Business Acquisition Capital Stacks WorkCompare senior debt, seller financing, buyer equity, and investor capital to understand how an acquisition funding structure comes together.
• SBA Business Acquisition Financing: A Buyer's GuideUnderstand SBA acquisition financing, buyer cash, seller notes, debt coverage, and diligence before choosing a structure for your business purchase.

The full guide library →

• Methodology: twenty acquisition-cash scenariosThe assumptions, formulas, and reproducible script behind the twenty modeled acquisition-cash scenarios, including every input and its limitations.
• How Much Cash Does Buying a Business Require? Twenty Modeled ScenariosCompare 20 illustrative acquisition cash scenarios with transparent assumptions for project costs, contribution sources, liquidity, and debt capacity.
• What SBA's 2026 Loan Data Reveals About Reported Changes of OwnershipAnalyze reported SBA change-of-ownership approvals through June 2026, with matched periods, source data, and limits on what the records establish.
• Methodology: reported SBA change-of-ownership approvalsHow the SBA 7(a) extract was filtered, which records were selected and excluded, and what the resulting figures can and cannot establish.

All research →

• Proof of Funds for Buying a Business: What Actually Impresses Sellers and LendersHow to document acquisition funds: account evidence, accessible equity, borrowed sources and the difference between a buyer budget and lender approval.
• SBA Ownership Eligibility Changes in 2026: What Acquisition Buyers Should KnowSBA owner eligibility changed in March 2026. Understand the current owner, entity and guarantor rules, and how to assess non-SBA financing alternatives.
• SBA Loan vs. Conventional Loan: Breaking It Down with a $5 Million ExampleCompare interest on two illustrative $5 million loans, then examine equity, fees, eligibility and rate assumptions before choosing acquisition financing.

All insights →